Japan’s AEON Credit Service and Fujitsu will soon launch a field trial of a cardless payment system using Fujitsu's palm vein biometric authentication technology.
Beginning in September, the trial will take place in select Ministop convenience stores. This will be Japan's first example of palm vein authentication-type cardless payments at actual retail stores.
To use the service, customers must register in advance adding their palm vein pattern to their AEON card information. When paying at the counter customers will input their birthdate and then scan the palm of their hand over the reader.
Authentication using palm veins has high authentication accuracy as there are many veins within the palm of the hand, and their arrangement is complex, providing outstanding personal identification capabilities, the companies said.
Because the information is within the body, this method can both reliably authenticate a person, with little chance of outside interference, and can be used safely due to the difficulty of falsification.
First published in Fintech Innovation